We Know Car Loans

  • Good Credit, Bad Credit or No Credit
  • APR* as low as 2.99%
  • Lenders Compete for Your Business
  • Bankruptcy or Repossession? No problem
  • *with approved credit

Quick Decision. All Applications Accepted

Get Approved, Drive Away Today!

Let’s face it - you want a car, not a car loan. But unless you’ve got a rich uncle with a large amount of cash to pay for one outright, you’re going to need a car loan. The good news is that you have options! Here at Choice Car Loans, we are focused on only one thing - finding the best car loan for you. We work with all credit types and are affiliated with hundreds of lenders, dealers and loan networks. These companies want your business; they have quotas to make, monthly goals to reach, and you benefit from this. You’re in control; it’s your choice!

  • Fully Responsive

    Step 1: Apply Online

    Step 1: Apply Online

    Simply fill out our fast, secure form. It only takes a few minutes. Be as accurate as possible so that we can find the auto loan that’s best for you.

  • Fully Responsive

    Step 2: Get Approved

    Step 2: Get Approved

    Let our industry-leading selection of dealers and lenders compete for your business. In just a few seconds our proprietary and secure matching engine will find the right loan for your specific needs.

  • Fully Responsive

    Step 3: Drive Your Ride

    Step 3: Drive Your Ride

    You're done! You could be driving your new car today!

How Easy Is It to Get A New Car?
We've Got Quick Solutions!

Unlike other car loan websites, here at Choice Car Loans we are in constant, daily contact with all of our loan partners. No automated bots here! If there is a partner that shows a history of providing true value to our customers then we grow our business with them. Partners that don’t provide that value to our customers simply get unplugged from our service. That personal relationship means that you are being taken care of by a loan partner that is focused on giving value to you. We believe that this is the only way to do business.

  • We don't let past credit problems get in the way.
  • Bad credit, no credit & bankruptcy OK.
  • 1,000+ lenders and dealers available to assist you.
  • Loan amounts up to $30,000 with same day approvals.
  • No money down options available.
  • $1,800/month income qualifies.
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Bad Credit Auto Loans & Financing for New and Used Cars

Get approved for your car loan today and shop for your car like a cash buyer!

Benefits of Car Loan Nerd:

  • It's free to apply. No obligation.
  • Affordable & flexible loan options.
  • Low payments to fit any budget.
  • Qualify with bad credit or no credit.

How It Works

Reach hundreds of lenders and dealerships
With One Application!

We'll match your car loan with our massive network of lenders and dealerships, finding you the best available auto loan right now.

You can improve your loan acceptance with a down payment. Our lenders and dealers look at something called the loan to value ratio, which is the loan amount compared to the value of your car. In simple terms, the bigger your down payment, the better your chance of getting approved.

  1. Get matched with a lender or dealer
  2. Choose your car
  3. Hit the road in your new car
Car Loan Approved

Quick Decision. All Applications Accepted

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